IRAs

Individual Retirement Accounts (IRAs) are a wonderful investment tool for financial planning.  We offer an open deposit account as well as Certificates of Deposit for both Traditional and Roth IRAs.  There are annual limits as to how much you can deposit and possible tax benefits.  Since we can not offer any tax advice, please speak to a tax advisor to find out which type is right for you.

Dividends pay monthly on open deposit accounts and quarterly on Certificates of Deposit (unless requested otherwise).  There are minimum deposit requirements for Certificates of Deposit--early withdrawal penalties apply.