Routing Number: 275981064

Fax: 1.920.426.1151
429 N Sawyer St Oshkosh WI 54902 US

Health Care Credit Union Logo

As with all credit unions, Health Care Credit Union is a non-profit cooperative with a volunteer board of directors elected from and by the membership.  The Board of Directors serves as the governing body of the credit union approving all credit union operations.

board of directors

Sue Hammerseng: Susan was born and raised in Kaukauna, WI and moved to Oshkosh permanently after attending UW Oshkosh.  Sue earned a Bachelor’s degree in Human Resource Management from UWO.  She has worked at Lutheran Homes of Oshkosh for 27 years as the Housing Services Coordinator for the Simeannas, which is housing for low income elderly subsidized by HUD. Sue is happily married to her husband, Larry, for 27 years and they have two children: Jenna, who is also a UWO graduate, and Shane, who is a Junior at UW-Lacrosse.  They have a Golden Retriever named Toby.

Susan has been a member of Health Care Credit Union for 27 years.

Ted Bowen:  Ted is a lifelong resident of Oshkosh with a Journalism degree.  He also served for five years in the United States Air Force.  After more than 20 years working for Service Litho Print, he retired in 2009.  Ted is very active in yachting and has served on multiple board of directors.  He as been a member of Health Care Credit Union for more than 30 years.  Ted was elected to the Board of Directors in 2011 and is currently serving as Vice Chair.​​

Paula Pedretti:  Paula is a staff nurse at Winnebago Mental Health Institute.  She previously worked as an employee of Health Care Credit Union before getting her nursing degree at the University of Wisconsin-Oshkosh.  Paula has been a member for more that ten years and joined the Board of Directors in 2010.  She is currently serving as Secretary.

Kim Jones Verstegen:  Kim has been a member of Health Care Credit Union since 1988.  She graduated from UW-Stout with a Bachelor's degree and also from UW-Oshkosh with a Master's degree.  Kim is a past member of Noon Optimist, a Board member of the Florence Webster Allen Education Foundation, a former member of AVA Alliance for Volunteer Agencies/Oshkosh and a former 4-H leader for Golden Oak.  She is currently the Volunteer Coordinator for the State of Wisconsin Board of Aging Long Term Care.  Kim was born and raised on a farm in Pickett, WI.  She is married to Tom and they have four children; Connor, Lydia, Clayton and Laura.   She was elected to the position in 2012 and is serving as a Director.

Sandra J Koch: Sandy worked for First Financial Bank for 8 years(Our Current Sawyer St Location).  She started as a teller and moved to a Full Time Teller Operations Supervisor.  First Financial Bank then merged with Associated Bank. 

Sandy worked in the financial environment for 25+ years.  At Associated Bank she started as a Personal Banker doing auto loans, mortgages, sold annuities, and insurance.  She then became the Vault Custodian for three years and moved on to Teller Supervisor.  She retired from Associated Bank in 2010.

After retirement Sandy drove for the Red Cross for a period of time before beginning to work for ADVOCAP.  She schedules all transportation of children and clients of Winnebago County Dept of Human Services, including Elderly and Veterans.  Sandy supervises 11 drivers. 

In addition Sandy is a volunteer at Mercy Medical Center. 

Sandy has been a member of Health Care Credit Union for 6 years and is currently serving as a Director.

Elizabeth (Dede) Cummings:  Dede is a Clinical Substance Abuse Counselor and Independent Clinical Supervisor for Affinity Behavioral Health.  She has been employed there for 23 years.  Dede joined Health Care Credit Union in 1988 and has served our Board of Directors since 1995.  She is currently serving as the Board Chairperson.